Loans will have fixed interest rates as low as 2.5% with terms of 5-10 years.

You may apply for a grant of up to $50,000. Loans of up to $1,000,000 are available.

Applications will not be a first-come first-serve basis. Instead, they will be pooled and randomized for selection and evaluation. If you are selected, you will be contacted to submit relevant documentation.

The application portal will close on May 20, 2022 | 5:00 PM CT . Staff will then contact selected applications as soon as possible to upload relevant documentation.

Staff will review all documents for accuracy, signatures, eligibility, etc. If there is an error, we will contact you for clarification or additional information.

Only one application is accepted per business. You may apply for the grant option and one of the loan options. Indicate the option(s) on your application.

One application is accepted per business. Clearly indicate the different EIN or SSN on each application.

Although you were randomly selected to move through the loan approval process, you must upload documents timely. We will review documents on a first-come, first-serve basis and we will not review your documents until all required documents have been uploaded. Once all documents have been uploaded, we will review them for accuracy, signatures, additional eligibility, creditworthiness, repayment ability, etc. If you do not upload your documents timely, we will offer your “spot” to the next randomly selected applicant.

We will contact you if additional information is needed or if your loan application is approved or denied.

• You should have received an invitation email from noreply@h-gac.com
• You will need to create a login before you can access your folder to upload documents.
• Please check your spam/ junk folder if you don’t see it.

• Projections – We are asking you to estimate using the most current information at your disposal, to complete business projections.
• Tax Returns and Interim Financials – Please provide two years of business tax returns for 2020 and 2021. We understand that you may not have filed 2021 business tax returns. In that case, please provide tax returns for 2019 and 2020 AND year-end financial statements for 2021.
• Personal Financial Statement –This must be completed and signed by all applicants and their spouses, other owners with 20% or more ownership, and other guarantors.

For immediate assistance, view our list of Program Contacts.

Click on the "Forgot Password" link and it will prompt you to enter the Application ID and Registered email. Once you enter that and click on submit, a link to reset your password will be sent to your registered email ID.